Our daily blog offers selected news of interest to SmartSAVER’s stakeholders and shines a light on the creative ways that communities are promoting the Canada Learning Bond. Stay up to date, read what others are doing and share your own story.


We hope our blog will create conversation and support the exchange of ideas.

We’d love to hear from you! Tell us about your CLB promotion or share tips to engage eligible families. Do you have a question for the community? Submit your stories, ideas and questions to info@SmartSAVER.org and we’ll share it on our blog.

Get Your Piece of the Money Pie Super Clinics

The Economic and Social Inclusion Corporation of New Brunswick (ESIC), in partnership with the Canada Revenue Agency and Service Canada are hosting 7 Money Pie Super Clinics to help low income New Brunswickers file their taxes, get their children a Social Insurance Number, and sign them up for the Canada Learning Bond in one easy step.  At the Super Clinics, participants can also learn about other provincial and federal programs and benefits for their families. 

ESIC Money Pie Bus Ad bilingual imageThe Super Clinics have their own unique promotional campaign with purchased ads on Facebook, Twitter and through Public Service Announcements.  These ads will run concurrently with the much larger, February to April advertising campaign, focusing on the Community Volunteer Income Tax Program (CVITP) which in NB is called “Get Your Piece of the Money Pie”.  ESIC is using various types of marketing including: posters, inserts in a Social Development mailing, digital billboards, inside public transit posters, online through multiple media outlets, plus Facebook and Twitter. 

ESIC Money Pie Poster REV11-EN FINAL imageESIC has also connected with our provincial partners including the Community Inclusion Networks, MP’s, MLA’s, NB Public Library Service, First Nations and other stakeholders to help promote both the Super Clinics and the overall Money Pie program.  This is the largest promotional campaign and expansion of income tax clinics to date since the Money Pie project started 7 years ago in NB.

Follow the Get Your Piece of the Money Pie program on Facebook, Twitteror the ESIC website and in French.  


Super comptoirs du programme « Prenez votre part du gâteau en argent comptant »

ESIC Money Pie Poster REV11-FR FINAL imageLa Société d’inclusion économique et sociale (SIES) fait équipe avec l’Agence du revenu du Canada et Service Canada pour tenir sept « Super comptoirs » dans le cadre du programme Prenez votre part du gâteau en argent comptant. Ces comptoirs ont pour but d’aider les Néo-Brunswickois à faible revenu à produire une déclaration de revenus, à obtenir un numéro d’assurance sociale pour leurs enfants ainsi qu’à s’inscrire au programme Bon d’études canadien, et ce, en une seule étape. Ces personnes peuvent de plus se renseigner sur d’autres programmes et prestations possibles pour leur famille, offerts par les gouvernements provincial et fédéral.

Les super comptoirs font l’objet d’une campagne de promotion, avec des annonces diffusées sur Facebook, Twitter et par le biais de messages d’intérêt public. Ces annonces, qui seront diffusées en même temps que la campagne promotionnelle beaucoup plus étendue qui se déroulera de février à avril, portent sur le Programme communautaire des bénévoles en matière d’impôt qui, au Nouveau-Brunswick, s’appelle Prenez votre part du gâteau en argent comptant. La SIES utilise différents types d’outils promotionnels, c’est-à-dire des affiches, des encarts pour les envois postaux du ministère du Développement social, des panneaux d’affichage numériques, des affiches dans les transports en commun, des annonces en ligne par le biais de plusieurs médias, ainsi que Facebook et Twitter.

La SIES a également fait appel à ses partenaires provinciaux, c’est-à-dire les Réseaux d’inclusion communautaires, les députés fédéraux et provinciaux, le Service des bibliothèques publiques du Nouveau-Brunswick, les Premières Nations ainsi que d’autres intervenants afin de contribuer à la promotion des Super Comptoirs et du programme Prenez votre part du gâteau en argent comptant. Il s’agit de la plus importante campagne de promotion et du plus important élargissement des comptoirs de préparation de déclarations de revenus depuis la mise en place du projet il y a sept ans au Nouveau-Brunswick.

Suivez le programme Prenez votre part du gâteau en argent comptant sur Facebook, sur Twitter ou sur le site Web de la SIES et en anglais.


Guest Post by Proliteracy.ca: How Does Free Tuition in Ontario Work?

This post originally appeared on Proliteracy.ca, January 25, 2017 (updated March 2, 2017). We thank Proliteracy for allowing us to share the post on the Canada Learning Bond Community site.

In 2017, the Ontario government is launching the new Ontario Student Grant (OSG), a grant that aims to providing families in lower income brackets enough funding to pay for post-secondary education. OSG replaces a few existing programs and tax credits, the main one being the 30% off tuition program that was part of the Ontario Student Assistance Program (OSAP). Other grants being consolidated under OSAP include the Ontario Access Grant, the Ontario Child Care Bursary, the Ontario Student Opportunity Grant and the Ontario Distance Grants.

The fact that there is no indication of additional government funding implies a re-packaging of the annual funding available. While no precise details have been released at the time of this post, we can safely assume that the grant is distributed based on the families’ income levels. In other words, the more money your family makes, the smaller size grant you can expect to receive.

Many grant eligibility criteria stay the same as before:

  • You must be an Ontario resident.
  • The amount granted depends on whether you are pursuing a university degree, college degree, college diploma, college certificate programs or vocational programs at private career colleges in Ontario
  • The school you attend must be approved by OSAP.

Again, the primary difference between the Ontario Student Grant and the 30% off tuition program is the way in which funds are allocated across families. Under the Ontario Student Grant, funds are now allocated based on families’ income levels, whereas before, funds were distributed the same way across all families earning up to $160,000.

Have a look at the following before and after illustrations for students pursuing a university degree: To arrive at the above illustrations, we are assuming that the total pool of funding families would receive under the new Ontario Student Grant is equal to that under the 30% off tuition program plus additional provincial and federal grants and tax credits.

Our speculation is that the Ontario Student Grant will be most favourable to families earning less than $50,000 each year. Families in higher income brackets, especially those that would otherwise not take advantage of the lesser known OSAP grants, may still be better off than before.

That’s it for now. Sign up with Proliteracy.ca to stay informed about new developments surrounding “free tuition” in Ontario.

By Alfred Yang at Proliteracy.ca. This post was originally shared on Proliteracy.ca (updated March 2, 2017).

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