Saving is easy with the Canada Learning Bond. The CLB offers families with lower incomes a simple way to start saving for their children, even if they can’t contribute.


Research demonstrates that even small amounts of education savings can set in motion a chain reaction of positive social and educational outcomes for a child and their family:

  1. Youth with savings earmarked for their education are 50% more likely to participate in post-secondary education than those who have none.

    Statistics Canada and HRDC, “Access, persistence and financing: First results from the Postsecondary Education Participation Survey (PEPS)”

  2. Children with as little as $3,000 in savings are more likely to graduate from high school.

    Social Service Review, “Assets, expectations, and children’s educational achievement in female-headed households”

  3. For children as young as 11, their perception of whether college is financially possible influences their school-focused goals and the effort they put into their school work.

    Mesmin Destin and Daphna Oyserman, From Assets to School Outcomes: How Finances Shape Children’s Perceived Possibilities and Intentions, Psychological Science, Vol.20 No.4

  4. Children with education savings between $1 – $499 are 3 times more likely to pursue postsecondary and 4 times more likely to graduate.

    Scholarly research on children’s savings accounts. CFED 2014.

College statistics


It only takes a minute to find out what proportion of eligible kids in your region are getting their Canada Learning Bond! (Instructions available below map)


  1. Click on a geographic boundary to find your area’s Canada Learning Bond Take-Up rate.
  2. Click + or – on the Right hand side of the map to scroll in or out of the search area.
  3. To move around the map click and drag to see the surrounding areas
  4. Click on the Canada Learning Bond Take-Up 2015 drop down arrow to select other data on a geographic boundary